Are You Insured?
No one can save you from having an accident, but your health insurance can save you from dying from the complications of such. You need that health insurance is you are going to live in this country. No questions asked.
When you require health insurance coverage for you or for a loved one, you go to the firm that provides it. That firm could either be a regular insurance company, or a health insurance company that deals with health insurance only. Whichever one you end up with, you have a mandate to work out the best premium to payoff deal you can manage. See that you work at it the best way you can. Good things rarely come cheap or easy.
When you insure something, you see to it that someone - the insurance provider - pays if you lose it. When you insure your health, you are only ensuring that they pay too to get your health back. Certainly you have heard of it before, and you should have a policy too. If you don't, you are playing with fire unnecessarily. You may want to do something about that.
When you fall ill, your health insurance will see that the company pays compensation to you for the treatment you had to receive. If you incur bills in the hospital, you get to have those costs taken care of by them or you get reimbursed for whatever you spend. That is how health insurance works, and it is not going to change anytime soon.
If a particular harm comes to you, you had better have health insurance. If you don't, you may have to pay through your nose to settle the medical bills. Trust me, that is not a place that you want to be.
Health insurance is not auto insurance. They may have a few clauses in common, but they aren't the same thing. If you are looking for someone to handle injuries to the other person, you might need to consult the auto insurer. The health is to cater to you.
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